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Understanding Types Of 401(k) Notices And When To Take Action
Retirement Planning Cicely Jones Retirement Planning Cicely Jones

Understanding Types Of 401(k) Notices And When To Take Action

If you are employed at a company offering a 401(k), you’ve probably received a fair number of notices regarding your plan. This happens particularly often toward the end of the year. If you’re unfamiliar with the ins and outs of 401(k)s, you may not know which notices should move you to act and which are purely informational. This article discuses how to understand the types of 401(k) notices and when to act.

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Seven Reasons Regular Health Checkups With Your Doctor Save You Money
Budgeting Cicely Jones Budgeting Cicely Jones

Seven Reasons Regular Health Checkups With Your Doctor Save You Money

I recently had a friend who is young and fit get diagnosed with a serious heart condition. Since the condition is usually associated with advanced age and obesity, it was surprising to hear. However, with quick action and strict lifestyle changes, the condition is reversible.

Chronic conditions like this account for 86% of medical costs nationwide, according to the National Institute of Health. Regular doctor’s visits can support with prevention and disease management before conditions become a significant medical and financial burden. Here is why visiting the doctor regularly saves you money.

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When Does It Make Financial Sense To Pursue An MBA?
Cicely Jones Cicely Jones

When Does It Make Financial Sense To Pursue An MBA?

When you're seeking new opportunities, hoping to increase your knowledge, or aspiring to enhance your professional career trajectory, pursuing a Master of Business Administration (MBA) can be a valuable step. While it's important to consider the investment involved, the benefits of an MBA can be significant. Here are some factors to consider when deciding if it makes financial sense to pursue an MBA.

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Seven Steps To Purchase A Property Abroad
Major Purchase Cicely Jones Major Purchase Cicely Jones

Seven Steps To Purchase A Property Abroad

Many people I’ve spoken with recently are interested in purchasing homes abroad. Reasons vary widely from gaining a path to citizenship in another country, to a desire for a vacation home, to wanting to own something without paying U.S. prices, and more. If you’re in the United States and have your sights set on purchasing a property abroad, here are seven key steps and some pitfalls to be aware of.

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How Couples Can Manage Household Expenses With A Large Income Gap
Budgeting Cicely Jones Budgeting Cicely Jones

How Couples Can Manage Household Expenses With A Large Income Gap

I recently spoke with a couple where one partner made significantly more money than their other half. The person who made more asked me how household expenses should be divvied up. Whether married or unmarried, every couple needs to find an arrangement that works well for them and their relationship.

Too often, assumptions and lack of communication can lead to someone feeling resentful and the relationship being at risk. This is how to manage household expenses with a large income gap.

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MY BOOK

I seek to make personal financial planning less scary.

This book provides a simple guide for working through life's biggest financial questions facing couples in their 20s, 30s, and early 40s today. It starts with goals-based planning around topics including retirement planning, education planning, and major purchase planning. It then walks through some basics of investment management, options for how to invest, behavioral finance, and pitfalls to avoid. Lastly, it discusses risk management and insurance.

If you are not sure where to start, this book may provide some clarity.