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How Inflation Impacts Your Financial Plan And What To Do About It
Before the 2020 Covid-19 pandemic, I noticed that not many of the investors I spoke with were very concerned about how the increase in the cost of goods and services impacted their daily lives. This increase is is known as inflation and since 2020, many investors have expressed concerns about it. Here is how inflation impacts your financial plan and some steps you can take to reduce its impact.
Tax And Financial Planning Strategies For Employees Receiving RSUs
When you work for a publicly traded company, company equity may be part of your compensation. Receiving stock awards in the form of restricted stock units (RSUs) comes with distinct vesting schedules, risks, and tax implications that you will need to consider. This is a discussion of tax and financial planning strategies for employees receiving RSUs.
6 Financial Strategies For Couples Having Their First Child
I recently spoke with a married couple who hadn’t considered their finances or their joint goals for the many years they’d been together. They made plenty of money, received company stock, and were able to consistently maximize retirement plan contributions so they felt like that was enough. It wasn’t until they had their first kid that they realized they may need to take a second look at how they’ve been operating. Having a baby can change a lot financially. Here are six money moves to consider when having your first child.
8 Financial Moves Singles In Their 30s Should Be Making
Once you hit your 30s, you and your friends may be falling into very different circles. Those include the married friends with kids, the divorcees, the workaholics, the collectors, the world travelers, the marathoners, the socialites, the hobbyists, and the people just hanging out at home with their pets. If you’re a single person in your 30s, no matter what your lifestyle looks like, there are eight financial moves you should be making.
Here Is Why Monopolies Can Harm Consumers
Monopolies do not have to be nefarious, but they do open the door to potentially harmful practices that ultimately harm consumers. Becoming the sole provider of a good or service can have a negative impact on consumers’ wallets, quality, innovation, accountability, and can lead to exploitation. To that end, it’s helpful to understand what monopolies are and how they work.
MY BOOK
I seek to make personal financial planning less scary.
This book provides a simple guide for working through life's biggest financial questions facing couples in their 20s, 30s, and early 40s today. It starts with goals-based planning around topics including retirement planning, education planning, and major purchase planning. It then walks through some basics of investment management, options for how to invest, behavioral finance, and pitfalls to avoid. Lastly, it discusses risk management and insurance.
If you are not sure where to start, this book may provide some clarity.