According to the Education Data Initiative, average costs of college are $36,436 per year in the United States, including all expenses. What’s the problem with planning from this data? Depending on the funding vehicle you use, there can be consequences that can come with both undershooting the actual costs and overshooting the costs.

Many companies aiming to go public someday are offering equity to employees in the hopes that it might one day become worth a lot. A common way to do this is through Incentive Stock Options (ISOs). This article discusses an overview of this offering, some of its implications, and the risks to be aware of.

People are not always rational agents. We all make mistakes – this is what makes us human. However, for the longest time, economic theory has made assumptions about behavior in financial markets based on humans being rational.